USDA Mortgage Eligible! That's right - you can buy this home with NO MONEY out of pocket! This charming 3 bedroom home is located on a quiet street in the heart of Clayton and is much bigger than it looks! The charm is evident throughout, starting with the covered front porch with swinging bench. Enter in and witness the tasteful decor throughout. Front living room has an abundance of natural light and can be used in many different ways. The middle room, is currently being used as a great room, but would be a perfect dining room as it is just off of the kitchen. The kitchen is fully equipped with stainless steel appliances, included refrigerator, and breakfast bar. There is a half bath located by the back door that can be converted back into a laundry room if desired. Upstairs you'll find all 3 bedrooms large in size and all with ceiling fans. The full bath has been updated with tile floors and tiled shower stall. Down in the basement you'll find the laundry area, utility room, and plenty of space for storage. Outback enjoy the private patio and lawn in the fully fenced in back yard. The detached garage is the best part about this home! With an automatic garage door opener, this building is 23'x23' with 12' high ceilings! Fully equipped with electric, there is also a gas heater! The driveway extended from the street all the way to the garage, making storage and accessibility easy. All of this plus a 1 year home warranty are waiting for you!