Welcome to the sought-after water privileged community of Selby on the Bay with NO HOA! Enjoy the Chesapeake Bay lifestyle in this charming colonial home located just a short distance from the water. Natural light abounds when you step inside, featuring a new glass door and windows, laminate flooring in the open living room accented with crown molding and trim. The spacious dine-in kitchen features stainless steel appliances, granite countertops, tile floors, and an abundance of cabinet space. The upper level features a large owners suite with vaulted ceilings and en-suite full bath with shower, a recently remodeled 2nd full bathroom with tub/shower, and two additional bedrooms. Enjoy outdoor living at its finest in your enormous 12x18 screened-in porch, complete with vaulted wood plank ceiling, electrical outlets, ceiling fan, and market lights. The backyard is fully fenced, and features a spacious storage shed with electric. Enjoy a wide gate access to a 10x30 parking pad, perfect for a boat or small trailer. Recent updates include new hot water heater in 2022, UV light water treatment system in 2021, premium hypoallergenic carpet on the upper level in 2021, washer and dryer in 2021, HVAC in 2019, water softener in 2017, and much more! The Selby on the Bay community features a waterfront sandy beach park, swimming area with nets, picnic tables, playground, boat ramp, kayak storage, community center, and basketball court. Frequent community social events include yoga, pickle ball, and holiday gatherings. A must see!